Insurance & Financing for TMS Therapy
If you're considering NeuroStar® Advanced TMS Therapy, one of your first questions is likely, “Will my insurance cover it?”
The good news is that many major insurance plans cover eligible patients. While every insurance policy is different, our team is here to help you understand your benefits, guide you through the approval process, and answer your questions every step of the way.
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NeuroStar Advanced TMS Therapy is covered by many commercial insurance plans, Medicare, and other participating insurance providers for eligible patients.
Coverage requirements vary by insurance carrier, but eligibility is often based on factors such as:
Your diagnosis
Your treatment history
Previous medication trials
Medical necessity
Your individual insurance policy
Because every plan is different, we'll help verify your benefits before treatment begins so you have a clear understanding of your coverage.
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1. Complete Your TMS Self-Assessment
Your journey begins with a brief online self-assessment to help determine whether TMS may be an appropriate treatment option.
2. Schedule Your Consultation
If TMS appears to be a good fit, you'll meet with one of our providers to review your symptoms, treatment history, and determine your eligibility.
3. Insurance Verification
Our team will contact your insurance provider to verify your benefits and determine coverage requirements.
4. Prior Authorization (If Required)
Some insurance plans require prior authorization before treatment begins. We'll complete the necessary documentation and work directly with your insurance company throughout the approval process.
5. Begin Treatment
Once approved, we'll schedule your NeuroStar Advanced TMS Therapy sessions and guide you through every step of your treatment.
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If insurance coverage isn't available, treatment may still be an option. Lighthouse Mental Wellness offers self-pay options, and financing is available through Advance Care Card to help make treatment more affordable for eligible patients.
Our team is committed to helping you understand all available payment options before treatment begins.
We Work With Many Major Insurance Plans
Coverage varies by plan, but NeuroStar Advanced TMS Therapy is often covered by many leading insurance providers.
Please Note: While Lighthouse Mental Wellness participates with many commercial insurance plans, we do not participate with MassHealth plans or MassHealth products offered through commercial insurance carriers. Please contact our office if you have questions about your specific coverage.
We're Here to Help
Navigating insurance can feel overwhelming, but you don't have to do it alone. We'll work with you to verify your benefits, explain the approval process, answer your questions, and help you understand your financial options so you can focus on what matters most—your mental health. Contact us if you have questions.